Just a short note for the day. I have received a LOT of feedback on my first blog. Who knew? Anyway, I have been told to be personal (first person) and not second person when speaking. This is a little unusual for me as all my business writings are more second or third person. But I will try. Forgive me if I slip back and forth.

I have received several excellent comments for future blogs:

1. How to clean up your credit;
2. What do the FICO scores mean?;
3. How to finance college;
4. Is there still 100% financing available?; and
5. Do I really need a Real Estate Agent when buying or selling a house?

So I will take these one at a time over the next several weeks and give you my best thoughts on each subject. I won't necessarily take these in the order above, just what seems the most fun to write on next.

In the meantime there are two video's on the http://www.pinkflamingomortgage.com/ website under "Power Tools" that can give you a head start on cleaning up any credit blemishes. And don't forget to sign up for HomefindersClub.

Bob